Protection portfolio

Coverage Products for Real Ownership Risks.

Build a clear, credible product menu with vehicle service contracts, limited warranties, GAP, and ancillary protection options.

Product menu

Flexible coverage for new and pre-owned vehicle buyers.

Each product below can be positioned individually or combined into bundles such as 3-in-1, 4-in-1, or 5-in-1 protection packages, subject to provider availability.

What it covers: Eligible mechanical repairs, including covered parts and labor, based on the selected contract.

Who it is for: New, certified pre-owned, high-mileage, pre-owned, and lease customers who want more predictable ownership costs.

Key benefits: Repair-cost protection, potential roadside support, rental reimbursement options, and stronger customer confidence.

What it covers: Specific mechanical failures on qualifying vehicles, including powertrain or broader limited warranty structures.

Who it is for: Dealerships that want to add credibility to qualifying pre-owned units and support customer confidence at delivery.

Key benefits: Flexible terms, CPO-level positioning opportunities, and coverage that can fit multiple inventory strategies.

What it covers: Eligible tire and wheel damage caused by covered road hazards, depending on plan terms.

Who it is for: Customers who drive daily, commute, travel, or want protection from common road hazards.

Key benefits: Helps reduce surprise replacement costs and supports a smoother service experience.

What it covers: GAP may help address the difference between the insurance settlement and remaining loan or lease balance after a covered total loss.

Who it is for: Customers financing or leasing vehicles who want added protection against depreciation risk.

Key benefits: Helps reduce exposure to a remaining balance on a vehicle that can no longer be driven. Terms vary by state and lender.

What it covers: Eligible replacement and programming costs for covered keys, fobs, and remote devices.

Who it is for: Owners of modern vehicles with advanced keys and expensive replacement needs.

Key benefits: Reduces inconvenience and helps customers recover from a lost, stolen, or damaged key event.

What it covers: Eligible windshield chip and crack repair or replacement benefits, depending on plan terms.

Who it is for: Customers who want protection from common road debris and glass damage.

Key benefits: Helps resolve minor glass damage quickly and protects the quality of the ownership experience.

Ancillary protection

More ways to create value and drive PVR.

Beyond the core products, Cochran Chapel can help dealerships evaluate ancillary programs that fit the customer base and selling strategy.

  • Paintless dent repair
  • Appearance protection
  • Pre-paid maintenance
  • Theft protection
  • Total term protection
  • 3-in-1, 4-in-1, and 5-in-1 bundle options
Wheel and road hazard protection detail
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